On Why We Buy Travel Insurance

When I started this travel blog, never did I think I’d be talking about travel insurance, let alone spending money on it. But here I am, six years into our blog, talking about travel insurance, and buying it before many of our trips. Yes, we’re officially old. Or grown up, depending on how you look at it.

I didn’t buy travel insurance because I never thought we needed it. It was an added expense that we could have done without. Up until recently, I wasn’t even willing to pay for tours simply because it was cheaper to guide ourselves. If I wasn’t willing to pay for a guide at Angkor Wat so we could better appreciate it, then what more with something like travel insurance that we probably weren’t going to use anyway? Frankly, it felt like money down the drain.

But therein lay the error in my thinking, that I was so sure we wouldn’t be using it. How did I know?

As I’ve gotten older, I’ve come to realize that nothing in life is guaranteed. You could…