13 cards I’ll consider paying the annual fee on
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There are a lot of credit cards out there. I know, I know… that’s a good candidate for “obvious statement” of the year. Many of these cards have no annual fee, and others have a nominal annual fee. $95 or $99 is a common annual fee for many cards – right under that magical 3 digit amount. Then there is another whole set of “luxury” or “ultra-premium” cards, whose annual fees often range from $450-$550.
There are 3 different ways that I like to think of to get value from a credit card:
- The welcome offer
- Category bonuses for spending (or a high rate for everyday spending)
- Other perks that you get from just having the card (free hotel…
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