This is the credit card my daughter was just declined for
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As my kids get older and turn 18, it’s time for her to start signing up for credit cards. She’s got to start pulling her weight getting those miles and points for family trips, after all! I mean we’ve been lugging her around for free for 18 years!!!! ?
The CARD Act of 2009 says that she has to have independent income or a cosigner to get a card before she turns 21, so in a way we still control her credit for a few years. Because she is currently still living at home, we still have a modicum of control over her credit cards and credit history, and are attempting to help teach her good financial habits as well as set her up with a good credit…
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