This Quick Phone Call Earned Me a $100 Retention Offer!
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The whole goal of the points and miles hobby is to get the maximum benefit at the lowest out of pocket cost. Many of the best cards have annual fees and it always makes sense to call your credit card companies at least once a year to see if you can get any retention offers. The Points With a Crew “Complete Guide to Credit Card Retention Offers” walks you through the process with some tips that can improve your odds of success.
How Long Before the Annual Fee Should I Call?
I typically call one to two months BEFORE the annual fee posts to my account. I believe you have more leverage by doing this. If you are successful, you can pocket the bonus and still have time to decide if you really want the card before the…
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