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Credit cards come in a variety of uses, and there are 3 reasons why you might sign up for a card
- Perks for having the card – example: free bags on an airline co-branded card, the free night on the Chase Marriott cards, etc.
- Good return on every day spend – example: 5x on Chase Freedom quarterly categories, or 2% cashback
- A good welcome offer – recent example: 125,000 IHG points on an IHG card
You can find many of these cards at our top credit card offers page. It’s up to each person individually to decide whether the benefits received are worth the annual fee and of course, as always, DO NOT SIGN UP FOR A CREDIT CARD JUST BECAUSE SOME GUY ON THE INTERNET SAYS YOU SHOULD!
(SEE ALSO: 4 cards I will…