Earn 5% Cashback on your New Year’s Resolution with the Citi Dividend in 2020!
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The Citi Dividend brings an interesting twist to the regular 5% cashback card. Instead of a $1,500 spend limit ($75 cashback) quarterly, like the Discover it or Chase Freedom, you have a $6,000 limit annually. Citi doesn’t mind if you spread it out, or earn your Citi Dividend first quarter cashback all at once.
That makes the first quarter great for Citi Dividend holders!
For January through March, swipe your Dividend at grocery stores and fitness clubs to earn 5% back. Fitness clubs is a new one to me. Though I imagine some cards have the bonus category, it’s not a common one.
I love the “theme” for the first quarter – new…
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