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Recently I discussed the pros and cons of paying the annual fee on the Chase Sapphire Reserve card, evaluating whether it is worth it or not heading into the second year. Turns out, I technically lied. It’s not *my* Sapphire Reserve card. The account is my mom’s and I’m an AU, and we’ll actually be downgrading it. At the same time I am trying to decide…should I upgrade my Chase Sapphire Preferred to a Reserve?
Weighing the decision
Much of the factors that go into this decision have already been discussed in my previous post on whether I should keep the Sapphire Reserve open. For my parents, it doesn’t make sense. They don’t travel enough to get any real benefit out of it.
Plus, they can simply downgrade to a Freedom Unlimited. I ultimately…