Should I pay the annual fee on my Chase Sapphire Reserve?

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It’s that time. Year one has nearly elapsed for the first to jump on the Chase Sapphire Reserve card in 2016. Now it’s time to decide whether the benefits and perks of this premium card outweigh its substantial annual fee of $450. When asking yourself, “should I pay the annual fee on my Chase Sapphire Reserve?”, here are a few things to consider:

  • Am I using the card significantly for travel spend?
  • Am I using the $300 travel credit for travel I otherwise would have paid cash?
  • Will I continue to use the other perks at all (lounge access, Global Entry or Pre-Check reimbursement,

It’s definitely true that with a sign up bonus of 100,000 Ultimate Rewards points and the potential to get two $300 travel credits within the first 12 months made this card a…

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