5 myths about credit and your credit score

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One of the very first questions I get when I talk about the miles and points world is “Doesn’t opening lots of credit cards hurt your credit score?”

Of course you don’t have to have 43 credit cards like I do to get a lot of value from miles and points.  As I often say, start slow, only go as fast as you feel comfortable, and above all, DON’T SIGN UP FOR A CREDIT CARD BECAUSE SOME GUY ON THE INTERNET SAYS YOU SHOULD!

For today’s post, we’re going to talk about 5 myths about credit and your credit score.

5 myths about credit and your credit score

  1. A credit card application will tank your score – Actually, the hard inquiry only counts for a few points, and other factors can compensate for the points lost…

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